case study 1

Mr R owned a struggling but financially viable restaurant.  His creditors were breathing down his neck, he had numerous CCJs and his landlord was threatening to change the locks after Mr R fell into rent arrears.  After some restructuring debtDr negotiated regular affordable monthly repayments with his creditors which enabled him to tick over and following a recommendation in a prestigious magazine, the business began to make money.  The restaurant has continued to make money and now Mr R is looking to enter a Company Voluntary Arrangement (CVA).

case study 2

Sole trader Mr W ran a carpentry business but after some family problems and a spell of ill health he fell behind with his loan and credit card repayments.  The stress of trying to restart his business and no money coming in combined with ongoing personal issues and his inability to repay his debts ultimately meant that as there were no assets, bankruptcy was the best option for him.  Writing off his debts has relieved much of the pressure that he was under and has given him a fresh start enabling him to rebuild his business and his life.

let us help

There are a number of solutions available to companies, businesses and sole traders who are struggling to operate in lean financial times.  It may be a simple case of restructuring or alternatively it may be that expert advice is needed on solutions such as Company Voluntary Arrangement (CVA), Partnership Voluntary Arrangement (PVA), negotiated repayments or a debt managament plan, negotiated settlements, company liquidation or bankruptcy.  We have helped many small and medium size firms, shops, farms, garages and factories and tradespeople and it is imperative to us that the right advice and solution is recommended as it is with those who have personal financial issues.  Our first meeting is free, at a time and place that suits you and without any obligation to employ our services after hearing our expert opinion.  However, should you decide to proceed, a fee will be payable but not without you understanding the process we will be following and the work we will be undertaking on your behalf.  Call us on 0845 123 4000 and for your peace of mind, our discretion is assured.