Running out of money at the end of each month is not necessarily evidence of a debt problem, we all do that; but if you are using one credit card to pay others a minimum payment, or to buy your food shopping and petrol, then it’s time to take a really good look at your financial position.

The toughest step is acknowledging that you need professional help with your finances. It is very easy to keep thinking that a change in fortune, a pay rise or even a win on the lottery is just around the corner.

Be positive and regain control of your life. Contact Debt Dr. today - after all a problem shared ...